For buyers

Buying a home, without the noise.

A calm, guided path from your first showing to keys in hand — with a REALTOR® who listens carefully and negotiates precisely on your behalf.

The Tony Patino buyer roadmap

Six deliberate steps.

  1. 01

    Consultation

    We start with a private conversation about your goals, budget, timeline, and non-negotiables.

  2. 02

    Pre-approval

    Tony introduces you to trusted local lenders so you shop with confidence and leverage.

  3. 03

    Curated search

    Off-market previews, MLS access, and hand-selected showings across the Sacramento region.

  4. 04

    Strategic offer

    Comparable analysis, terms tailored to the seller, and disciplined negotiation.

  5. 05

    Inspections & escrow

    A coordinated team of inspectors, appraisers, and title — kept quiet and precise.

  6. 06

    Keys in hand

    Final walkthrough, funding confirmation, and a handoff that feels like the beginning it is.

Start with the market

Search every active listing in Greater Sacramento.

Tony's Keller Williams portal delivers full MLS access with real-time price and status updates.

Search Homes

Complimentary download

The Buyer's Guide.

A concise, practical guide to the entire purchase — financing basics, timeline, common pitfalls, and California-specific disclosures.

Download the guide

Ready when you are

Schedule a private buyer consultation.

A 30-minute conversation to map your goals, timeline, and next steps.

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FAQ

Buyer questions, answered.

How much do I need for a down payment?
It depends on the loan program. Conventional financing often starts at 3–5%, FHA at 3.5%, and VA/USDA can be 0% down. Tony connects you with lenders who quote scenarios side-by-side.
Do you work with first-time buyers?
Absolutely. Roughly half of Tony's buyers are purchasing for the first time. Every step is explained clearly, in English or Spanish.
Can I search off-market or coming-soon homes?
Yes. Tony's Keller Williams network surfaces pocket listings and pre-market properties that never hit the public MLS.
What are closing costs?
Typically 2–3% of the purchase price for buyers in California. Tony provides a full estimate before you write an offer so nothing is a surprise.