For buyers
Buying a home, without the noise.
A calm, guided path from your first showing to keys in hand — with a REALTOR® who listens carefully and negotiates precisely on your behalf.
The Tony Patino buyer roadmap
Six deliberate steps.
- 01
Consultation
We start with a private conversation about your goals, budget, timeline, and non-negotiables.
- 02
Pre-approval
Tony introduces you to trusted local lenders so you shop with confidence and leverage.
- 03
Curated search
Off-market previews, MLS access, and hand-selected showings across the Sacramento region.
- 04
Strategic offer
Comparable analysis, terms tailored to the seller, and disciplined negotiation.
- 05
Inspections & escrow
A coordinated team of inspectors, appraisers, and title — kept quiet and precise.
- 06
Keys in hand
Final walkthrough, funding confirmation, and a handoff that feels like the beginning it is.
Start with the market
Search every active listing in Greater Sacramento.
Tony's Keller Williams portal delivers full MLS access with real-time price and status updates.
Complimentary download
The Buyer's Guide.
A concise, practical guide to the entire purchase — financing basics, timeline, common pitfalls, and California-specific disclosures.
Download the guideReady when you are
Schedule a private buyer consultation.
A 30-minute conversation to map your goals, timeline, and next steps.
FAQ
Buyer questions, answered.
- How much do I need for a down payment?
- It depends on the loan program. Conventional financing often starts at 3–5%, FHA at 3.5%, and VA/USDA can be 0% down. Tony connects you with lenders who quote scenarios side-by-side.
- Do you work with first-time buyers?
- Absolutely. Roughly half of Tony's buyers are purchasing for the first time. Every step is explained clearly, in English or Spanish.
- Can I search off-market or coming-soon homes?
- Yes. Tony's Keller Williams network surfaces pocket listings and pre-market properties that never hit the public MLS.
- What are closing costs?
- Typically 2–3% of the purchase price for buyers in California. Tony provides a full estimate before you write an offer so nothing is a surprise.
